1. INTRODUCTION

Welcome to RevBull!

These Terms outline the rules and guidelines governing your use and access of our Services and define the relationship between you (the user) and us (the service provider). For example, these Terms explain: (1) what you can expect from us; (2) what we expect from you; (3) who can do what with Your Content and on the Services; and (4) how we will resolve disputes between you and us.

By using the Services, you are entering into a binding contract with us that includes these Terms. Other Terms may govern certain features or material on the Service. By participating in any activity on the Services governed by Other Terms, you agree that you will be subject to those Other Terms in addition to these Terms.

For information on how we collect, use and protect personal data, please refer to our Privacy Policy. By using our Services, you also acknowledge our Privacy Policy.

2. DEFINITIONS

In this document, capitalized words not otherwise defined have the meanings given to them in this Definitions section or otherwise defined throughout. The Definitions section also includes explanations for certain lowercase words.

3. YOUR RELATIONSHIP WITH US

A. What you can expect from us

Services. We may offer a range of Services, your use of which is governed by these Terms.

Update, develop, and enhance Services. We may develop new technology or features that improve or modify the Services. To that end, we may add or remove certain features, functionalities, or Services. If we make a significant change that impacts your use of the Services, or if we stop offering a service altogether, we will endeavor to notify you unless the situation is urgent (for example, to prevent abuse, address security issues, respond to legal requirements, etc.).

Update, clarify, or amend these Terms. We may make non-material changes to these Terms or any Other Terms without notice, but if we make a change to these Terms or any Other Terms that materially affects your rights, we will provide you with notice (to the extent we have your contact information). If you do not agree with any Terms, including any changes to the Terms or Other Terms, you must stop using the Services. Your continued use of the Services constitutes acknowledgment of, and agreement to, the Terms, including any changes to the Terms or Other Terms.

B. What we expect from you

Follow all applicable rules. The permission we give you to use the Services lasts as long as you comply with: (1) these Terms; and (2) any Other Terms—which will be controlling if there is any conflict with these Terms—that may apply to specific uses of the Services. We will let you know when Other Terms apply to your use of the Services.

Provide true information. We may ask you for certain information from time to time, including when the law says we have to. You agree to give us true information only, and you understand that lying or not providing certain information may mean that you won't be able to access or use certain Services.

Give feedback or suggest improvements, if you want. If you give us any comments, feedback, or suggestions, you agree that RevBull Parties and all other Licensed Parties may use those submissions without notice, payment, or any other obligation to you. RevBull Parties do not accept unsolicited Content or Ideas from users, including, without limitation, for Products, Services, websites or features. You acknowledge that RevBull Parties and all other Licensed Parties may be working on, or receive, other Ideas (or Licensed Parties' employees or third-party independent contractors may create materials on their own) that are similar or identical in theme, format or other respects to any Idea created by you and neither RevBull Parties nor any other Licensed Party shall have any liability to you for any use of any Idea, including, without limitation, direct, indirect, contributory, vicarious, secondary or damages, or infringement or protection of any copyright in or to any Idea. Neither RevBull Parties nor any other Licensed Party are not responsible for any unauthorized use of any Idea by third parties.

Make certain promises, also known as representations and warranties. By using the Services, you represent and warrant that:

• you have the rights and ability to enter into these Terms and any Other Terms;
• your use of the Services and performance under any Other Terms won't violate any third party's rights, applicable Laws or Platform Terms;
• your use of the Services will be for your personal enjoyment only or for use as outlined in any Other Terms, but not for any commercial purposes;
• you exclusively own the rights in Your Content or, if not, you have obtained all rights necessary to grant RevBull and the other Licensed Parties the rights granted hereunder (including all sublicense rights);
• the use of Your Content as set forth herein or in any Other Terms will not violate these Terms, Other Terms, any Laws or Platform Terms, or any rights (including any IP, privacy rights, or rights of publicity) of any third party, or cause RevBull or any other Licensed Parties to incur any additional fees; and
• if Your Content uses any third party's IP (like logos, designs, brand names), such use is expressly permitted by the applicable rights holder or otherwise is permitted by fair use or other applicable Laws.

4. USING THE SERVICES

A. Age Requirements

To use the Services, you have to be at least eighteen (18) years old. If you are not legally considered an adult where you live, please talk to your parent or legal guardian and ask them for help; only they are allowed to agree to these Terms for you. If you're a parent or legal guardian allowing a minor to use the Services, then you agree these Terms apply to you and that you're responsible for their and your activity on the Services. You also are responsible for any transactions undertaken by you or the minor.

B. Authorized Entities

Sometimes, businesses or other organizations use the Services. To use the Services on behalf of a person, an organization or entity, you need to be an authorized representative of that person, organization or entity and you hereby agree to these Terms on its behalf.

C. Mobile Services

Data Usage and Charges. To the extent you access the Services through a Mobile Device, your mobile carrier's standard charges, data rates and other fees may apply.

Compatibility. Though our Services are designed to be accessible on Mobile Devices, we do not guarantee full functionality or optimal user experience on all devices. Users are responsible for ensuring their Mobile Device(s) are compatible with our Services.

Security. Accessing the Services via a Mobile Device may introduce additional security risks. Users are responsible for maintaining the security of their Mobile Devices, including keeping software up to date and protecting against unauthorized access.

D. Using Services Responsibly

The Services are controlled and operated from the United States, and we do not represent or warrant that the Services, or any part thereof, are appropriate or available for use in any particular jurisdiction. Those who choose to access the Services, do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations.

We have to set some ground rules for the Services so that everyone can enjoy them and we can protect peoples' rights. Therefore, you agree that you WILL (a) treat RevBull and all other Licensed Parties and all users of the Services with respect; and (b) comply with all applicable Laws and Platform Terms.

You may not do any of the following, unless laws prohibit these restrictions or you have our advance written permission to do so:

1. share, download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from or through, the Services;
2. duplicate, change, break, decompile, reverse engineer, disassemble or decode the Services or any part thereof (including any underlying idea or algorithm), or attempt to do any of the same;
3. share, upload, distribute, transmit, display, perform, reproduce, duplicate or publish files that contain malicious code, viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer, network, or the Services;
4. use, reproduce or remove any proprietary notations displayed on or through the Services (e.g., trademark or copyright notices);
5. use cheats, automation software (bots), hacks, modifications (mods) or any other unauthorized third-party software designed to modify the Services;
6. exploit the Services for any commercial purpose, including without limitation communicating or facilitating any commercial advertisement or solicitation;
7. use the Services or any part thereof in any manner that could disable, overburden, damage, disrupt or impair the Services or any part thereof or interfere with any other party's use of the Services or any part thereof, or use any device, software or routine that causes the same;
8. attempt to gain unauthorized access to, interfere with, overwhelm, burden, damage, disrupt, impair damage or disrupt or negatively impact the Services or the computer systems or networks connected to the Services or any part thereof;
9. use or attempt to use another person's device without their permission;
10. circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services or any part thereof;
11. use any robot, mods, hacks, spider, crawlers or other automatic device, process, software or queries that intercepts, "mines," scrapes or otherwise accesses the Services or any part thereof to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same;
12. introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful;
13. use the Services for or post Content that is harmful, harassing, unethical, fraudulent, obscene, vulgar, abusive, profane, harmful, disruptive or otherwise objectionable or offensive purposes, violates other contractual or fiduciary rights, duties, or agreements;
14. share, upload, distribute, transmit, display, perform, reproduce, duplicate or publish deceptive, unfair or misleading statements, or unauthorized promotion;
15. impersonate any other person or entity, whether actual or fictitious, including, without limitation, employees and representatives of any RevBull Parties, or misrepresent your affiliation with any entity;
16. violate any applicable Laws in connection with your use of the Services or third party platform terms;
17. use the Services in any way not expressly permitted by these Terms or Other Terms; or
18. Encourage or enable any other person or entity to do any of the foregoing.

5. CONTENT ON THE SERVICES

A. Our Content

The Services include Our Content, which belongs to RevBull Parties (as applicable). As between you and RevBull Parties, the applicable RevBull Party shall be and remain the sole owner of Our Content. We give you permission to use Our Content solely to use the Services, subject to these Terms and any Other Terms, but we (or other Licensed Parties, as applicable) retain all IP in Our Content. You agree not to do anything to violate, infringe upon, or misappropriate our IP/Our Content.

6. ISSUES, CLAIMS, RISKS, AND DISPUTES

A. Warranty Disclaimer

We work continuously to improve the Services and meet your needs. However, for legal reasons, we offer the Services without warranties unless specifically stated in Other Terms. The law says we need to explain this with specific language in capital letters. Here is that explanation:

WE PROVIDE THE SERVICES AS IS AND AS AVAILABLE WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. FOR EXAMPLE, WE DO NOT MAKE ANY WARRANTIES ABOUT THE SERVICES (OR ANY CONTENT OR FEATURES THEREOF), INCLUDING THEIR ACCURACY, RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS.

B. Assumptions of Risk

You understand that certain portions of the Services are made possible by third parties. You agree that RevBull Parties do not control any third parties and won't be responsible for any losses or harm that they cause either directly or indirectly.

Content is for informational purposes only. The Content provided on the Services is for informational purposes only and should not be relied upon for making significant decisions regarding your personal, professional, medical, legal, or financial matters. The information presented here is not intended to replace professional advice from qualified experts in various fields. We strongly advise you to consult with a certified professional before making any major decisions or changes based on the Content provided on the Services. By using the Services and Products, you acknowledge and agree that any reliance on the Content provided is at your own risk. Neither RevBull Parties nor any other Licensed Party is liable for any damages or losses resulting from the use or misuse of the Content or Products on the Services.

C. Limitation of Liability

TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL REVBULL PARTIES NOR ANY OTHER LICENSED PARTIES BE LIABLE (JOINTLY OR SEVERALLY) FOR: (1) ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE LOSSES, OR (2) DAMAGES ARISING FROM INTERRUPTIONS; DELETION OF FILES, EMAIL, OR DATA; SYSTEM ERROR, FAILURE OR MALFUNCTION; VIRUSES; DELAYS IN OPERATION OR TRANSMISSION; OR LOSS OF PROFITS, DATA, USE, BUSINESS OR GOOD-WILL; OR (3) YOUR MISUSE OF THE SERVICES OR ANY CONTENT AVAILABLE ON OR THROUGH THE SERVICES. THE LIMITATIONS SET FORTH IN THIS SECTION SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER THE ASSERTED LIABILITY OR DAMAGES ARE BASED ON CONTRACT, INDEMNIFICATION, TORT, STRICT LIABILITY, STATUTE OR ANY OTHER LEGAL OR EQUITABLE THEORY.

IF APPLICABLE LAW DOES NOT ALLOW ALL OR ANY PART OF THE ABOVE LIMITATION OF LIABILITY TO APPLY TO YOU, THE LIMITATIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW.

D. What Happens if You Break Our Rules

Before we take any action described below, we may try to give you notice unless doing so would cause someone else harm, compromise the Services, or violate any Law. If you violate these Terms, Other Terms, Law or Platform Terms, or the rights of another person, or for any other reason in our sole discretion, we have the right to terminate your access to the Services. If this happens, any license granted to you in connection with the Services are terminated immediately.

Indemnification

If someone sues RevBull or any other Licensed Party, you may have to pay for their defense and legal fees. You agree to defend, indemnify and hold RevBull Parties and all other Licensed Parties and any of their respective officers, directors, shareholders, employees, or independent contractors harmless from and against any claims asserted against any of them arising out of or relating to your use or actual or alleged misuse of the Services, violation of these Terms or any Other Terms, Your Content, or your negligence or misconduct. This applies to all liabilities or expenses arising from claims, losses, damages, judgments, fines, litigation costs, and legal fees. You shall cooperate as fully as reasonably required in the defense of any such claim. Any RevBull Party reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Resolving Disputes; Agreement To Arbitrate; Class Action and Jury Waiver

Last Updated: July 23, 2025

1. Mandatory Individual Arbitration

Any Dispute, whether such Dispute arose before, on, or subsequent to you entering these Terms, and if not resolved through the informal dispute resolution procedure set forth in subsection 2 below, shall be exclusively resolved by individual, binding arbitration in accordance with this Arbitration Agreement. The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any Disputes relating to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement, including any Dispute that all or any part of this Arbitration Agreement is void or voidable.

To the fullest extent permissible by applicable law, all Disputes against RevBull Parties, including but not limited to Disputes arising out of or relating in any way to the Services or the Terms, must be filed within one year after such Disputes or cause of action arose or it will be forever barred.

2. Class Action / Jury Trial Waiver

You and RevBull Parties agree that, to the fullest extent permitted by law, each party is waiving the right to a trial by jury or to participate as a plaintiff, claimant, or class member in any class, collective, private attorney general, representative, or consolidated proceeding (other than the permitted Mass Filing Procedures). This means that you and RevBull Parties may not bring a Dispute on behalf of a class or group and may not bring a Dispute on behalf of any other person.

3. Opt-Out Procedures

To opt out of this Arbitration Agreement, you must send us a written notice ("Opt-Out Notice") by email at info@revbull.io no later than 30 days after you first agreed to this Arbitration Agreement ("Opt-Out Period"). The Opt-Out Notice must contain your full legal name, your complete mailing and email address and phone number, a clear statement that you wish to opt out of this Arbitration Agreement, and your signature.

4. Rules and Governing Law

Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures: You and we agree that good-faith, informal efforts to resolve disputes often can result in a prompt, cost-effective and mutually beneficial outcome. Therefore, in the event of a Dispute, you and RevBull Parties each agree to send the other party a written Notice of Dispute. A Notice of Dispute from you to RevBull Parties must be emailed to the Notice Address.

All Disputes shall be submitted to NAM, for arbitration before one arbitrator. The arbitration will be administered by NAM in accordance with the NAM Rules, except as modified by this Arbitration Agreement.

7. NOTICE FOR CALIFORNIA USERS

Under California Civil Code Section 1789.3, California users of the online services are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210.

8. NOTICE TO NEW JERSEY USERS

The sections on indemnification and limitation of liability do not apply to New Jersey residents to the extent that New Jersey's Truth-in-Consumer Contract, Warranty, and Notice Act (N.J.S.A. §§ 56:12-14 to 56:12-18) prohibits such application.

9. MISCELLANEOUS

You may not assign or transfer any of your rights or obligations under these Terms, in whole or in part, by operation of law or otherwise, without our prior written permission. We may assign or transfer any of our rights or obligations hereunder without your permission and without notice to you.

If any clause within these Terms is found to be invalid, unenforceable, void, voidable, or illegal, that clause will be severed, and the remainder of the Terms will be given full force and effect.

These Terms, together with Other Terms, represent the entire agreement between you and us and supersede any prior agreements or understandings, whether written or oral, between you and us.

This Agreement is between you and us. There are no third-party beneficiaries except as otherwise expressly provided herein.

If you have questions about these Terms, please contact us at info@revbull.io.